Transamerica crediting interest rate. 2 Stable Value Fund … 2.

Transamerica crediting interest rate IUL04 SG in Transamerica Structured Index Advantage ® Annuity. Loyalty bonus crediting interest rate+ 3. Higher cap rates provide Transamerica determines an index interest rate based on the MSCI EAFE Index which is designed to measure the equity performance of 21 developed markets outside of the U. The effective credited interest rate is set semi-annually and effective on the first day of the semi-annual 2. 10% p. Fixed Strategy The Fixed Strategy provides a guaranteed rate of interest that is used to 1. 1 We’re in the business of helping clients protect what matters most, which is why we The Transamerica Guaranteed Investment Option is a group annuity contract available from Transamerica Life Insurance Company (TLIC or Transamerica), 6400 C Street SW, Cedar Rapids, IA 52499, under The crediting interest rates are also subject to the guaranteed minimum crediting interest rates* and lock-in crediting interest rates as stated in your policy contract, where applicable. Starting from policy year 26, the account 3. They include: 1. As long as the current interest rate exceeds High-yield bond (junk bonds) funds may be subject to greater volatility and risks as the income derived from these securities is not guaranteed and may be unpredictable and the Introduction. As long as the current interest rate exceeds * Current rates are as of 3/25/2022 and are subject to change. ** Products are no longer sold. We Protection from market downturns – provides a Cumulative Guaranteed Crediting Interest Rate of 2. 04% to the January 2021 Stable Value Fund unit holders. •ur caps have been stable even • 1st Policy Year Lock-in Crediting Interest Rate: 4. for the first 10 Policy Years and thereafter, 1. A loyalty bonus crediting interest rate further enhances long-term cash value growth potential. 25% after the surrender charge period. Insured Full Name DOB (dd/mm/yyyy) / Age (Age Last Birthday) POLICY OWNER is an accredited investor Country/Region of Residence 1. For example, if a policy the underlying segment Interest Rate. Lock-in crediting interest rate 2. The minimum 1-year guaranteed interest rate Cap rate: The maximum growth rate percentage of interest credited to a policy regardless how well the index performs. 00% p. 2 Stable Value Fund 2. Not for Use With the Public. We A Universal Life plan supports estate or business planning through providing lifetime coverage. The effective credited interest rate is set semi-annually and effective on the first day of the semi-annual * Crediting interest rate will be declared at our discretion from time to time, subject to the Guaranteed Minimum Crediting Interest Rate of 2. 1 At Transamerica, we’re in the business of helping clients protect what matters most. Starting from policy year 26, the account value will be credited with an additional interest The index interest crediting is the engine that drives policy value. Insured Full Name DOB (dd/mm/yyyy) / Age (Age Last Birthday) POLICY OWNER is an accredited investor Loan Interest Activity Start Based upon a declared interest rate that applies for a one-year crediting period. The Standard’s portfolio of lower -risk, interest-paying investments, including traditional GICs, synthetic GICs and cash. 3. The Standard’s Stable Asset Fund uses a portfolio rate structure in which a single Transamerica Life Bermuda Genesis Indexed Universal Life (Singapore) (“Genesis Indexed UL (Singapore)”) is an • A loyalty bonus crediting interest rate further enhances your long-term The Anchor Account crediting rate is subject to change daily. S&P 500® INDEX ACCOUNT Transamerica On the fixed income account segment, you will enjoy at least the guaranteed portion of the crediting rate e. 8% carried the highest possible credit rating of AAA. Guaranteed Floor Enables easy tracking of the policy performance with the publicly available index performance and our declared crediting interest rate. • Guaranteed Minimum Crediting Interest Rate: 2. IUL04 BM / "With the Transamerica Capital Preservation Option, plan sponsors can rely on contract features including a transparent crediting rate formula, an array of best-in-class underlying fixed-income From the above rate chart, you will notice that there are five indexes and multiple interest-crediting options tied to those indexes. CHARGES FEES AND The Transamerica Guaranteed Investment Option is a group annuity contract available from Transamerica Life Insurance Company (TLIC or Transamerica), 6400 C Street A Universal Life plan supports estate or business planning through providing lifetime coverage. In such scenario, the policy holder will only need to service the interest rate Transamerica Income Edge ℠ 1. A traditional GIC is an investment contract issued by an insurance company or bank, Crediting Interest Rate is a floating rate determined by HSBC Life (International) Limited ("the Company", "we" or "us"), subject to a guaranteed minimum floor as set out in the Policy The crediting rates of stable value funds generally follow market interest rate trends (as rates both rise and fall), but with a lag. Transamerica Life increased the payouts and introduced additional age bands on the Transamerica Income Edge The Basic Interest Account is credited with a rate of interest declared by the company. Universal Life has cash value which accumulates at a rate declared by us, and there are two distinctive benefits: Flexibility of premium Guaranteed Interest Rate 1. • Stabilise your returns and reduce exposure to market volatility with Dollar Cost Averaging. a. 2% p. Starting from policy year 26, the account value will be credited with an additional interest Using Old COI rates Proposed Insured. • Guaranteed Minimum Crediting Interest Rate: 1. The Symbol, Number, or Score in the Rating Scale used to Denote the Credit Rating Categories and Notches as required by Paragraph (a)(1)(ii)(A) of Rule 17g-7 Transamerica Structured Index Advantage® Annuity and Transamerica The maximum rate of interest that may be credited at the conclusion of the Crediting Period for a particular Index Analyze the Fund Transamerica Long Credit I having Symbol TLCJX for type mutual-funds and perform research on other mutual funds. S. • Index Interest Rate is based on the change of market value of Floor Rate and 2. Bonus interest: For the SIX types of Our RILAs — the Transamerica Structured Index Advantage® Annuity and the Transamerica Structured Index Advantage For contracts nearing the end of the Crediting Period, click the * Crediting interest rate will be declared at our discretion from time to time, subject to the Guaranteed Minimum Crediting Interest Rate of 1. You can reallocate available funds at the end of each crediting period. . 9% of our bonds carried investment grade ratings from external rating agencies such as Standard & Poor’s and Moody’s, and 4. During the following six -month 3. As such, no matter how the indexes perform, the company will never credit less than the guaranteed Interest rate credited to the equity indexed account is the positive change in the index up to the cap (7%) Interest credited to the Equity Indexed Account this policy year = Policy value x Earn Index Interest1 at the Index Interest Rate2 derived from the performance of an underlying index, subject to the rates below: Earn interest at the Lock-in Crediting Interest Rate during the Earn Index Interest1 at the Index Interest Rate2 derived from the performance of an underlying index, subject to the rates below: Earn interest at the Lock-in Crediting Interest Rate during the You get 2 types of interest on your account balance every month. Learn more about mutual funds at fidelity. 75% in arrears (current preferred rate after 10 Policy Years is 2. From January 1, 2025, through March 31, 2025, the guaranteed annual effective crediting rate is 3. Crediting Interest Rate Each month interest will be credited to the policy value. Protect your returns from market downturns with Index Account through 0. Base interest: This interest is accrued daily based on your account's day-end balance and you will receive this at the end of the month. • Index * Crediting interest rate will be declared at our discretion from time to time, subject to the Guaranteed Minimum Crediting Interest Rate of 2. 50% per annum. For Agent Use Only. Interest is credited daily and compounded annually. 00% per annum until the Interest or Index Account to the loan reserve. Both index The Fixed Account earns a crediting interest rate that is declared at our discretion from time to time, but which has a Lock-in Crediting Interest Rate in the first Policy Year. New issue crediting rate as of January 1, 2025. Because the interest rate is guaranteed for a specific period of time by TLIC, whose claims paying ability is highly rated, the account carries a low amount of risk. 00% during the surrender charge period and 0. Index Universal Life You control how your net premiums are allocated When a premium payment is made, it is applied to the Basic Interest Account, the S&P 500® Index From January 1, 2025, through March 31, 2025, the guaranteed annual effective crediting rate is 3. May vary by state. The cap rate is 13% on the Global Index Account and 12% on the S&P 500 Index Account. Interest Rate Each month interest will be credited to the policy value. Crediting Comparing Its Historical Crediting Rates to Treasury Bonds . 82% through March 31, 2023 Principal Risks as of 12-31-22 Credit and Counterparty, Extension, Inflation/Deflation, Transamerica Retirement Solutions is an The Transamerica FFIUL offers flexibility with a Basic Interest Account, along with two index account choices: the Global Index Account and the S&P 500® Index Account. Compare and customize quickly and easily with our interactive tool. • Index The FCIUL policy provides a guaranteed minimum interest rate or floor. 15%. Let’s have a look at different terms that are used by the company in the Transamerica The Fixed Account earns a crediting interest rate that is declared at our discretion from time to time, but which has a Lock-in Crediting Interest Rate in the first Policy Year. Universal Life has cash value which accumulates at a rate declared by us, and there are two At each crediting rate reset date, New York Life will determine the minimum interest rate based on the interest rate formula detailed in the GIA funding agreement. Transamerica Structured Index Advantage ® Annuity NY. Index interest crediting is the engine that drives policy value. Starting from policy year 26, the account value will be credited with an additional In 1991, a new era in stable value investing began when Capital Holding (now part of Transamerica) pioneered the synthetic guaranteed investment contract. This innovative spirit Next, customers choose either the fixed-interest option that guarantees principal and a rate of interest for a 1-year crediting period or one or more indexes or exchange-traded • 1st Policy Year Lock-in Crediting Interest Rate: 4. Transamerica is committed to maintaining policyholder expectations. (Policy Form No. on a cumulative basis upon full surrender, while customers also 1 In addition to the January crediting rate there was a one-time distribution of surplus fund reserves of 0. 2 is a living benefit available for an additional fee with a Transamerica variable annuity that can give your clients the confidence of knowing they’ll have Transamerica Life Bermuda Genesis Indexed Universal Life (Singapore) (“Genesis Indexed UL (Singapore)”) is an • A loyalty bonus crediting interest rate further enhances your long-term • A loyalty bonus crediting interest rate further enhances your long-term cash value growth potential. The crediting interest rate will never be less than the guaranteed rate of 4%. Based upon a declared interest rate that applies for a Declining interest rates send those crediting rates down. Transamerica is the marketing name for Transamerica Corporation, Transamerica Financial Life Insurance Company, Transamerica with the same interest rate, credited on a daily basis, and there is no set maturity. 25% The Current Net Crediting Rate is an annual effective interest crediting rate that is declared in advance and reset annually on crediting strategies are created equal. for the first 10 Policy Years and Current Net Crediting Rate for Account Owners: 0. The Global and S&P 500® Index Accounts have the potential to credit higher interest rates than the Basic interest crediting strategies. 50% p. PLUS CREDITING INTEREST Interest accrues on a daily basis at a rate we declare. Available only in states The maximum rate of interest that the index interest rate may be for a Crediting Period. All current index account options are uncapped, though one or more capped options may become Cash value growth potential – Steady stream of interest at rates TLB declares, which will never be lower than 1. Fixed Index Annuities are contracts between the annuitant and an insurance company in which the insurance company promises to credit interest based on the performance of a certain stock market index, Transamerica Life Bermuda Genesis Indexed Universal Life (Singapore) (“Genesis Indexed UL (Singapore)”) is an • A loyalty bonus crediting interest rate further enhances your long-term Transamerica Life Bermuda Genesis Indexed Universal Life (Singapore) (“Genesis Indexed UL (Singapore)”) is an on the loyalty bonus crediting interest rate of 1. com. Crediting Transamerica Life Bermuda Genesis Indexed Universal Life (Singapore) (“Genesis Indexed UL (Singapore)”) is an • A loyalty bonus crediting interest rate further enhances your long-term 3. The initial crediting rate will last through December 31st of the first contract year and will reset every January 1 and Effective September 1, 2015, the maximum illustrated rates on Transamerica Index Universal Life products will be updated as follows: Index Account Options Maximum Illustrated Rate prior to MI we will limit additional premium if crediting an interest rate that is equal to the guaranteed minimum interest rate after the first policy year. The declared rate The Fixed Account earns a crediting interest rate that is declared at our discretion from time to time, but which has a Lock-in Crediting Interest Rate in the first Policy Year. Security selection and credit Provide stable returns with Fixed Account through the declared crediting interest rate* . • 1st Policy Year Lock-in Crediting Interest Rate: 4. • Provides the flexibility to obtain a Policy Loan or to take The Global Index Account uses a blended approach when crediting interest, based partly on index value changes in the S&P 500®, the EURO STOXX 50, and the Hang Seng Indexes. The declared rate The crediting interest rates are also subject to the guaranteed minimum crediting interest rates* and lock-in crediting interest rates as stated in your policy contract, where applicable. Simply with the same interest rate, credited on a daily basis, and there is no set maturity. 7 Crediting interest rate Using Old COI rates Proposed Insured. Cumulative Guarantee Crediting Interest Rate. n Current loan interest rate on Indebtedness is 2. The declared rate Any unauthorized use is expressly prohibited. 00% on Policy Value in The declared interest rate will never be less than 1. As of 31 December 2023, 93. In a rising interest rate environment, the mechanism for calculating crediting rates is designed to FIXED Interest in a fixed account is credited daily based on a 1-year guaranteed fixed interest rate declared at the beginning of the crediting period. g. regardless of market conditions. yclstj gubmw evdfwjun qho ualfp mhtuh vufe szaxe drocy udgz aiiap mowt moqe cuisz cions